Treasury Management

Treasury Management Services

You’ve set ambitious goals for your business.

If your business requires more assistance managing cash flow beyond online and mobile banking, we have solutions for you – pick and choose from our menu of treasury management offerings. The best part? Our services work seamlessly with your current commercial analysis account at American Bank!

Our services can help your business:

  • Automate finances
  • Streamline payments
  • Safeguard against fraud
  • Manage cash
  • Simplify reporting
  • And more!

Financial Automation Tools

  • Autobooks®, an online accounting tool that automates processes for invoicing, paying bills, accounts receivable, and more.
  • Automated Clearing House (ACH) Origination Services reduce overhead costs and save time by automating your payments and payroll, including the availability of Same Day Origination.
  • Wire Transfer Services originate domestic wires online in a secure and integrated manner.

Payment, Fraud Protection, Cash Management, and Reporting Solutions

  • Business Bill Pay lets you streamline back-office functions, pay bills online anytime, set up electronic payroll deposits, and more.
  • Merchant Services give you access to the lowest available rates on credit card processing.
  • ACH Positive Pay strengthens your business’s defense against fraud and reduces loss from ACH fraud.
  • Check Positive Pay – Our service is compatible with many of the common check issuance software products.
  • Sweep and Zero Balance Accounts enable you to maximize your cash potential by automatically and safely putting idle funds to work.
  • Remote Deposit Capture – Scan checks from anywhere and they’ll be recorded and balanced.
  • Vault Services eliminate unnecessary trips to the bank with the added assurance of armored car deliveries.
  • Enhanced Reporting – Automate or download reconcilliation reports with several accounts in one file, including in BAI file format.

Benefits of Treasury Management for Business

  • Save Time – We give your business the tools to streamline payment processes and reduce time spent authorizing payments.
  • Save Money – Our tools and resources can detect and identify the cost of your transactions and other related payment fees – which can help you to mitigate unnecessary fees.
  • Forecast Your Cash Flow – By accurately forecasting your cash flow, you can make informed financial decisions that have a positive impact on your business’s bottom line.
  • Improve Productivity – Automate manual processes such as financial data management or payment initiation.
  • Protect Your Business – Our services detect and protect your business against fraud and data breaches – see in real-time if suspicious activity is taking place.
  • Easily Make Electronic Disbursements – Choose between online bill pay, ACH origination, or wire transfer to send payments safely and efficiently.
  • Get the Reports You Need – Online Banking lets you view all your accounts on one screen and features transaction downloads into various formats for account reconciliation.

Take complete control of your business’s finances with ease and confidence!

Whatever your business goals are, we’re here to help you achieve them. Get in touch with us today and meet one of our business bankers to get started!

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For Lost Or Stolen Debit Cards call. 1-800-500-1044.